Privacy Policy

Privacy Policy of "Full Moon Finance"

Last updated: February 15, 2018

Welcome to www.fullmoonfinance.com.au (“Website” “Site” or “Service”) owned and operated by Full Moon Finance, a business operating in accordance with the laws of the state of Victoria, Australia (“Company”, "Us", "We", or "Our"). By continuing to use our website you (the “User”, “You”, or “Your”) consent to our collection, use and sharing of your personal information as described in this Privacy Policy.

Please review our Privacy Policy carefully before proceeding to use our website. If you do not agree with our practices as outlined in this Privacy Policy please do not use our service or provide any personal information to us through our website. By using our website you are agreeing to this Privacy Policy.

Changes to this Privacy Policy

We may modify and update this Privacy Policy at any time in our sole discretion. In the event  we modify this Privacy Policy, we will inform you by changing the last updated date on the top. You are advised to review this Policy periodically. Please take note that any changes will be effective when posted on this page.

Information we Collect

We collect personal information (information that can be used to personally identify you) and non-personal information (information that cannot personally identify you) from you when you access our website and use our Services. Personal  information we collect includes:

  • Your full name;
  • Your home address;
  • Your phone number;
  • Proof of identity

Please note that we will also be required to collect your credit information which forms part of your personal information including but not limited to:

  • Your current employment
  • Your assets and liabilities

We will use your personal information to assess your application and to help you to apply for finance. We will also use this information to contact you if required and in the ordinary course of business.

Occasionally, we may also use your personal information to send you marketing material.

There is certain non personal information that we are able to collect about you through the use of log data when you visit our website. It enables us to collect information about you such as your IP address, your browser type or version, the pages you visit on our Website and data on the time and date of your visit (“Non-Personally Identifiable Information”). We use your non-personally identifiable information to better understand how you interact with our Website and to improve our Service.

Sharing your information

We do not sell or rent your personal information to any third party. However we may have to share some of your personal information with third-party service providers during the course of delivering our service to you such as banks and other financial institutions. We may also have to share your personal information with our employees as required to deliver our services to you.

We may also share your personal information with any government authority or law enforcement bodies if required to do so by law or subpoena and reserve the right to share your personal information to defend ourselves against any claims or allegations.

Marketing Communications

We may occasionally use your Personal information to inform you about changes or updates to our Website and/or to send you newsletters and other marketing material.

You can opt out of receiving communication from us, at any time by simply clicking the unsubscribe link at the bottom of our email or by contacting us through the “contact us” page on our website.

Right to update your information

It is advisable that you keep your information up to date. In the event of any change in your personal information, please contact us to update your information. You have the right to request what personal information we hold about you. Please note that it may take us three to five working days to retrieve your personal information and make it available to you. Where we refuse to make requested changes to your personal information, we will provide you with a written reason for our refusal.

Security of your data

We strive to keep all your personally identifiable information secure. We use all commercially viable means and industry best practices to protect your Personal Information and to prevent any loss, theft or unintended disclosure to any third-party. If you have any question about our security practices, please contact us at the details provided under the contact us section at the bottom of this privacy policy.

Use of Cookies on our Website

Our website makes use of cookies to enhance our User experience. Cookies are small files with data that helps us to uniquely identify you as a User. We do not link any of your Personal Information with these unique identifier files. You have the choice to either instruct your browser to decline all cookies or to indicate to you when a cookie is being sent. In the event that you choose to decline cookies from our Website, you understand that you may not be able to use some parts of our Website and Services we offer.

Disclaimer for third-party website links

Our Website may contain links to third party websites that are not owned or operated by us. Should you decide to click on any such third party links, you will be directed to such third party website. These third-party sites have their own Terms of Service and Privacy Policy and we encourage you to review their Terms and Privacy Policy prior to using their site or any services offered by them.

We disclaim all liability and cannot be held responsible for any content made available by these third-party sites or their practices. You access and use these sites solely at your own risk.

Protection of Children’s Privacy

Our website is not addressed for anyone under the age of eighteen (18) years ("Children"). If you have reason to believe that a person under the age of 18 years has provided us with his/her personally identifiable information, please contact us immediately and we will take steps to remove such personally identifiable information from our database and servers immediately.

Contact Us
Email: info@fullmoonfinance.com.au
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